Caravoe
C
Caravoe
S

Financial overview

A live look at how Caravoe organizes your dealership finances.

Books up to date

Business Health Score

87/100A

+6 vs last month

Profitability30%
92
Cash position25%
88
Growth20%
84
Receivables health15%
82
Expense discipline10%
86

Revenue (MTD)

$248.5K

+12% vs last mo

Net profit (MTD)

$48.9K

+9% vs last mo

Cash position

$152.3K

+18% vs last mo

Net margin

19.7%

+1.4 pts vs last mo

Days cash on hand

47 days

+6 days vs last mo

Expense ratio

80.3%

-2.1 pts vs last mo

Income statement (MTD)

Total revenue$248,500
Cost of goods sold−$148,400
Gross profit$100,100
Operating expenses−$51,180
Net profit$48,920
Net margin19.7%

Cash flow (MTD)

Cash in (sales + AR)+$152,260
Cash out (COGS + opex)−$96,240
Loan paydown−$4,500
Owner draws / tax−$9,500
Net cash flow+$42,020
Days cash on hand47 days

Balance sheet

Cash & bank$152,260
Inventory (vehicles)$420,000
Accounts receivable$36,800
Liabilities−$248,400
Net equity$360,660
Debt-to-equity0.69

Financial insights

Updated · Just now

Cash position up 18% month-to-date

Strong collection cycle and healthy net profit (19.7% margin) have lifted cash reserves to $152,260.

Gross margin holding at 40.3%

Vehicle pricing and reconditioning costs are aligned with last month — no margin compression detected.

Receivables aging is healthy

92% of accounts receivable are under 30 days old. No receivables flagged for collections.

47 days of cash on hand

Above the 30-day safety threshold for independent dealerships. Comfortable operating runway.

Inventory turnover trending down

Average days on lot rose from 38 to 44. Consider reviewing floor plan and pricing on aged units.